Messaging Terms and conditions

Welcome to Spectra Home Mortgage’s SMS Messaging Program. Please read these Messaging Terms & Conditions carefully before opting in to receive text messages from us.


Program Description

Spectra Home Mortgage uses text messaging to stay connected with new prospects, current clients, and past borrowers. By opting in, you agree to receive text messages related to:

  • Mortgage applications and updates

  • Loan status notifications

  • Account reminders

  • Rate updates and special announcements

  • Promotional offers and client appreciation campaigns


Opt-In

You may opt in to receive text messages by:

  • Entering your mobile number on our website or application forms, and

  • Checking the box confirming you agree to receive SMS messages from Spectra Home Mortgage.

  • Verbally consenting over the phone or written consent over email.

By providing your number and opting in, you consent to these Terms & Conditions.


Message Frequency

The number of messages you receive will vary based on your relationship with us, but you may receive recurring updates, reminders, and promotional messages.


Cost

Message and data rates may apply, depending on your wireless carrier plan. Spectra is not responsible for charges billed by your mobile carrier.


Opt-Out

You can unsubscribe at any time. To opt out, simply reply STOP to any Spectra Home Mortgage message. You will then receive one final confirmation message, and no further SMS messages will be sent unless you opt in again.


Help

Need assistance?

  • Reply HELP to any Spectra Home Mortgage message

  • Or contact us directly at:
    📧 Brent@spectramtg.com
    📞 651-209-8992


Privacy

Your personal information will be handled in accordance with our Privacy Policy. We will never sell or share your mobile number for third-party marketing purposes.


Updates to Terms

Spectra Home Mortgage reserves the right to update these Messaging Terms & Conditions at any time. Changes will be effective when posted on this page. Your continued participation in our SMS program indicates acceptance of any changes.