Spectra Home Mortgage has created this privacy statement in order to demonstrate
our firm commitment to privacy.
Unless this web site asks for specific personal information in order to respond to
requests for information or to register uses for particular services, only the following
information will be collected when you use this site: · your server
address; · the date and time of your visit to the site; · the pages you
accessed and the documents downloaded; · the previous site you visited;
and · the type of browser you are using. This information is collected for
statistical purposes and to enable us to improve the navigation functions of our web
Where this site specifically asks for your personal information (for example to respond
to requests for information or to register users for particular services), your personal
information will only be collected by staff of Spectra Home Mortgage who have
responsibility for responding to such requests or administrating such
Personal information collected on this web site will only be used for the purposes stated
at the time of collection. Your personal information will not be forwarded to any third
party, added to a mailing list or used for any other purpose without your consent.
Cookies can be either "persistent" or "session" based. Persistent
cookies are stored on your computer, contain an expiration date, and may be used to
track your browsing behaviour upon return to the issuing web site. Session cookies are
short-lived, are used only during a browsing session, and expire when you quit your
browser. Upon closing your browser the session cookie set by this web site is destroyed
and no personal information is maintained which might identify you should you visit our
web site at a later date. Access to personal information collected on this site Unless
required by law to do so Spectra Home Mortgage will only disclose personal
information collected on this site to a third party if consent has been provided.
This site does not provide facilities to guarantee the secure transmission of information
across the Internet. Whilst reasonable efforts are used to provide security, users
should be aware that there are inherent risks in the transmission of information across
These sites may on occasion provide links to other sites for your convenience or
additional information. Spectra Home Mortgage is not responsible for any content
or practices of these sites.
You can request access to the personal information (if any) that we keep on record. If
you believe any information that we keep on record is incorrect or out of date you may
request that it be corrected. There is no fee for requesting access to your information,
however, we may charge you the reasonable cost of processing your request.
For further information about this Privacy Statement contact Brent@spectramtg.com .