Jack Benke photo

Jack Benke

Senior Loan Advisor

NMLS #322773

750 South Plaza Drive #319
Mendota Heights, MN 55120

Putting Your Interest Above All Others

Jack Benke, MMP®, CEA®, GRI®, CBR®

Jack is a Multi-Generational lender and especially enjoys working with 62+ aging adult homeowners. Jack Benke acquired a number of professional disciplines over the years and puts them to work for his clients’ every day.  Jack spent 22+ years in the construction industry 1969-1991.  Jack took the opportunity in 1991 to make a career change.  Jack attended St Thomas University under their "Parents on Campus Program" and majored in Economics from 1991-1995.  Jack founded Home Mortgage of Minnesota, Inc. in 1999 - 2013.  In 2000 and obtained a Real Estate Brokers license in Minnesota, Wisconsin, and Florida in 2002.  Jack joined Spectra Home Mortgage, Inc. in 2013, and holds the Minnesota Mortgage Professional MMP designation.  Jack is Mortgage Loan Originator NMLS 322773 licensed in MN and FL, and is a Reverse Mortgage Program Specialist, and Home Renovation Loan Specialist.

As a former Registered Representative Series 24, 7, 66, financial adviser, retirement and business planner from 2005 to 2013, Jack can work with your financial, legal, and other professionals to help you navigate the financial challenges of aging, and and help you stay independent in a home of your choosing. Jack uses sound financial and retirement planning knowledge and experience to help 62+ eligible homeowners and others understand and determine suitability; that is, if a loan program is right for their situation.  If you're 62+, let Jack help you remain independent for as long as possible, by helping you put all your financial assets to work.  A reverse mortgage in your retirement plan can provide a stable and secure retirement, avoid premature depletion of your retirement assets, manage 'sequence of returns risk', maximize social security, payoff debt, and increase financial longevity. 

Other accomplishments and academic achievements:

Jack founded Real Estate Opportunities, Inc in 2001.  Jack is currently a licensed Real Estate Broker in MN and FL.  Jack has earned the following real estate designations: Graduate Realtor Institute GRI, Certified Buyer Representative CBR, Accredited Buyer Representative ABR, Senior Real Estate Specialist SRES, and 1031 Exchange. Jack is a former licensed building contractor in MN and WI, and has many years of experience in the building industry as a new home and remodeling contractor.  Jack no longer does any building or remodeling, but will use his knowledge and experience of the process to help you select the right home renovation or new construction loan program to purchase/renovate or renovate your existing home.

Jack can act as a Guardian, Conservator, Personal Representative, Fiduciary, Trustee, and Power of Attorney.  Jack has his Certificate of Training through the National Center for State Courts -  MN Conservatorship and Guardianship Training. Jack has also completed additional training through self study materials offered through MN Judicial Branch, and other sources.  Jack did this to be able to further advocate for aging adults in Minnesota.  Jack is qualified to act in the capacity of, or assist, a Guardian, Conservator, Personal Representative, Fiduciary, Trustee, and Power of Attorney. Family members usually assume these roles, but sometimes there is no other person to care for someone.  Moreover, the duties and recorkeeping can be overwhelming for those dealing with a loved one with diminished capacity. Call Jack with questions and concerns.


Jack Benke , MMP, CEA, GRI, CBR NMLS 322773

Specializing in Reverse Mortgage Programs in MN, FL

Home Renovation Loan Specialist

Licensed in Minnesota and Florida

Guardian, Conservator, Fiduciary

Visit my fiduciary website www.AppointAVA.com

Minnesota Mortgage Professional®

Certified Estate Advisor®

Senior Real Estate Advisor

Reverse Mortgage Program Specialist

Email:  jtbenke@pro-ns.net

NMLS ID: 322773; Company NMLS ID 836603

750 South Plaza Drive, Suite 319

Mendota Heights, MN 55120

Direct:  651-405-9105

Cell:  651-398-3183

Toll free:  866-639-0212

Our Satisfied Clients

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